I’ll be honest—I never expected to visit Bermuda. Like many people, I had always heard more about the Bermuda Triangle myths than the island itself.
But when we booked a cruise from New York City on the Norwegian Joy, I finally had the chance to see it for myself. Within hours of arrival, I was hooked.
Here’s why Bermuda stole my heart right away:
- The Water – No matter where you look, it’s that surreal shade of turquoise that almost looks painted.
- The People – Bermudians are some of the friendliest locals I’ve ever met, always ready with a smile or a helpful tip.
- The Cleanliness – I was surprised at how well-maintained everything was. The island takes real pride in its appearance.
- The Safety – Bermuda feels welcoming and secure, unlike some cruise ports, where you have to stay constantly alert.
And here’s the best part about visiting Bermuda by cruise: unlike many destinations where ships dock for only a few hours, Bermuda itineraries often include overnight stays.
On our trip, we had about two and a half days docked at the Royal Naval Dockyard.
That gave us plenty of time to explore during the day and evening, without worrying about rushing back to the ship before sunset.
If I could, I’d easily spend a week here. But even a short Bermuda cruise feels packed with experiences.
In this guide, I’ll share my top 10 activities in Bermuda, plus some quick tips and transportation options so you can plan your own adventure.
1. Visit the Historic Town of St. George
St. George is like stepping back in time. As a UNESCO World Heritage site and the oldest town in Bermuda, it’s packed with colonial-era charm.
We took the ferry from the Dockyard (the quickest option) and spent an afternoon exploring the cobbled streets and pastel-colored buildings.
Highlights in St. George:
- St. Peter’s Church: The oldest Anglican church in continuous use in the Western Hemisphere (1612).
- The Unfinished Church: An atmospheric ruin of a Gothic-style church that makes for amazing photos.
- Fort St. Catherine: A coastal fortress offering history and sweeping sea views.
- Museums: The Bermuda National Trust Museum and the Bermuda Heritage Museum.
- Tobacco Bay: A beach nearby with excellent snorkeling and casual food spots.
Tip: St. George is also a convenient charging stop if you’re renting an electric vehicle.
2. Relax at Horseshoe Bay Beach
When people hear you’re heading to Bermuda, the first thing they’ll ask is, “Are you going to Horseshoe Bay?” It’s the most famous beach on the island, and once you see it, you’ll understand why.
The crescent-shaped shoreline, framed by dramatic cliffs and soft pink sand, looks like it belongs on a postcard.
The water is that dazzling turquoise that makes you want to dive straight in.
Despite being popular, Horseshoe Bay is big enough to find your own space—and if you venture past the main area, you’ll stumble on smaller coves like Water Rocks Beach and Jacob’s Cove that feel more private.
Families will love Horseshoe Bay Cove, where shallow, calm waters make it safe for kids to splash around.
Practical Tips for Horseshoe Bay:
- How to get there: From the cruise dockyard, hop on a mini-bus shuttle ($7 per person each way). Taxis and public buses are also available.
- Facilities: Chair and umbrella rentals are available, but shade is limited—bring sunscreen.
- Best time to go: Arrive early to beat the crowds, especially on days when multiple ships are in port.
- Extra tip: Wear water shoes if you plan to explore rocky coves at low tide.
3. Explore Crystal & Fantasy Caves
If there’s one inland attraction you shouldn’t miss, it’s Bermuda’s Crystal and Fantasy Caves in Hamilton Parish.
These underground wonders were first discovered by two young boys in 1907 and are now one of the island’s most visited natural attractions.
Walking through, you’ll see dramatic stalactites and stalagmites formed over millions of years, hanging above crystal-clear underground lakes.
The shimmering reflections make the caves feel otherworldly.
Practical Tips for the Caves:
- Tickets: You can visit one cave or buy a combo ticket for both (better value). Each guided tour lasts 25–30 minutes.
- When to go: Arrive early in the day to avoid large tour groups. No advance booking is needed.
- Nearby food: Stop by Café Olé, just outside the caves. Their freshly made sandwiches are highly recommended.
- Accessibility: Expect some stairs and uneven ground, so wear comfortable shoes.
4. Snorkel at Tobacco Bay
Tobacco Bay is one of Bermuda’s top snorkeling spots and a must for anyone who loves marine life.
The small, sheltered bay in St. George Parish has crystal-clear waters filled with colorful fish. We brought our own gear, but rentals are available right at the beach.
Practical Tips for Tobacco Bay:
- Cost: Chair rentals run around $25, but if you go late in the day, you might be able to negotiate a lower price.
- Facilities: There’s a small beach bar and café. Parking is free but limited.
- Alternative spot: Locals recommend Church Bay Park for equally great snorkeling with fewer crowds.
5. Sip Bermuda’s Signature Rum Swizzle
If there’s one drink you can’t leave Bermuda without trying, it’s the Rum Swizzle.
Known as the island’s national drink, it’s a mix of rum, pineapple juice, orange juice, grenadine, and bitters—sweet, tropical, and dangerously refreshing.
We tried the Rum Swizzle at several places, but the Swizzle Inn is the most iconic spot to order one.
Another favorite was Wahoo’s Bistro & Patio in St. George, where we paired it with their incredible rockfish plate and fried pork sandwich.
Tip: Rum Swizzles vary slightly depending on the bar, so try more than one to see which version you prefer.
6. Go on a Jet Ski Adventure
One of my personal highlights was joining a jet ski tour around Bermuda’s bays.
It’s not just about speed—it’s about seeing the island from a completely different perspective.
We booked with BDA Watersports, and although the day was windy and the waves choppy, it was still exhilarating.
The guide even took us to see one of Bermuda’s many shipwrecks.
Practical Tips for Jet Skiing:
- Duration: Tours usually last 90 minutes to 2 hours.
- Riding tip: Everyone should ride their own jet ski if possible—sharing one can be tricky, especially in rough waters.
- Timing: Book a morning tour when the sea is calmer.
7. Wander the City of Hamilton
Hamilton may be small, but as Bermuda’s capital, it’s buzzing with energy. Walking along Front Street, you’ll find pastel buildings, shops, and restaurants overlooking the harbor.
On summer Wednesdays, the street comes alive with Harbor Nights, a festival of food stalls, live music, and local crafts.
Things to Do in Hamilton:
- Visit the Bermuda National Gallery for local art.
- Stop by the Cathedral of the Most Holy Trinity for beautiful architecture and views from the tower.
- Explore Fort Hamilton, which has lush gardens and panoramic views.
- Relax in Queen Elizabeth Park, home to modern sculptures and shady spots to rest.
Tip: Plan to spend at least half a day here. If you’re visiting on a Wednesday evening, don’t miss Harbor Nights.
8. Unwind at Warwick Long Bay
If you’re looking for a quieter beach experience, Warwick Long Bay is perfect. This mile-long stretch of soft pink sand is less crowded than Horseshoe Bay but just as stunning.
The clear waters are great for swimming and body surfing, and the sunsets here are breathtaking. It’s an ideal spot to escape the busier beaches and enjoy some peace.
Tip: Pack snacks and drinks, as facilities are limited compared to Horseshoe Bay.
9. Try an Authentic Bermuda Fish Sandwich
You can’t leave Bermuda without tasting the island’s famous fish sandwich.
It’s usually made with fresh rockfish or wahoo, fried and served on raisin bread with tartar sauce, coleslaw, and tomato. It sounds unusual, but trust me—it works!
Where to Try One:
- Art Mel’s Spicy Diced
- Woody’s Sports Bar
- Mama Angie’s
- Grannie’s
Prices hover around $15, and the sandwiches are huge—big enough to share if you’re not too hungry.
10. Discover the National Museum of Bermuda
Located right at the Royal Naval Dockyard (where most cruise ships dock), the National Museum of Bermuda is perfect if you want to stay close to the ship while still learning about the island.
Housed in the historic Commissioner’s House, the museum showcases Bermuda’s history—from the days of slavery and shipwrecks to maritime traditions and military fortifications.
We spent a few hours here and still felt like we only scratched the surface.
Bonus: The museum offers amazing views over the dockyard, perfect for photos of your cruise ship.
Quick Tips for Your Time in Bermuda
Bermuda is stunning, but it comes with its own quirks. A little planning goes a long way—these quick tips will help you save money, stay comfortable, and make the most of every precious hour ashore.
1. Get a Free Bermuda Map Before You Go
One of the smartest things we did before our trip was order a free map from the Bermuda tourism board.
Having a detailed map in hand made it much easier to plan our days, especially since some roads can be winding and less obvious.
Even though phones work with data plans, I found it reassuring to have a paper backup.
Tip: Keep the map in your beach bag—it’s great for figuring out ferry and bus routes on the fly.
2. Consider Booking an Island Tour
On our first visit, we rented an electric vehicle and tried exploring on our own.
While it was fun, we later realized that a guided island tour would’ve helped us see more in less time. Local guides know the history, hidden gems, and the best scenic stops.
Options for Tours:
- Join a group bus tour for an affordable, quick overview.
- Hire a private driver for a more personalized experience.
- Negotiate directly with a taxi driver at the Dockyard for an impromptu island tour.
My Tip: If it’s your very first time in Bermuda, a 2–3 hour guided tour is worth every penny—you’ll leave with stories and insights you’d miss otherwise.
3. Pack Sun Protection (and Use It!)
Bermuda’s sun is strong, even when it doesn’t feel like it. I made the mistake of skipping sunscreen one morning, and I definitely regretted it by dinner.
Essentials to Pack:
- Reef-safe sunscreen
- A wide-brimmed hat
- Sunglasses with UV protection
- Lightweight cover-up or UV shirt
Story tip: Keep sunscreen in your day bag. Even short walks around Hamilton or St. George can sneakily burn your shoulders.
4. Wear the Right Footwear
Beaches in Bermuda aren’t all smooth sand—many, like Tobacco Bay, have rocky edges and tide pools worth exploring.
Water shoes with sturdy rubber soles saved my feet more than once.
Tip: Pack sandals for the ship, but don’t forget sneakers or water shoes for sightseeing and cave tours.
5. Stay Hydrated (and Save Money)
One of the easiest ways to overspend in Bermuda? Buying water at the beach. Prices can be steep.
We packed a collapsible cooler and stocked it with bottled water, sodas, and snacks from a local store before heading to Horseshoe Bay.
Result: We saved money and stayed refreshed all day.
6. Enjoy Bermuda’s Local Cuisine
While it’s tempting to eat most meals on the ship (since they’re already included), Bermuda has a food scene you shouldn’t miss.
From fresh rockfish to the famous fish sandwich and Rum Swizzle, the local flavors add so much to the experience.
Tip: Plan at least one or two meals on the island. We loved Wahoo’s in St. George, but even small roadside cafés can surprise you.
7. Embrace Local Customs
One thing I loved was how friendly Bermudians are. Don’t be surprised if you hear honking while driving—it’s usually a friendly hello, not road rage.
Also, remember: Bermudians drive on the left side of the road. If you’re renting an electric vehicle or scooter, it takes a little getting used to, but locals are patient with tourists learning the ropes.
How to Get Around Bermuda
One of the first things you’ll notice when stepping off your ship is that tourists can’t rent traditional cars in Bermuda.
At first, this surprised me, but honestly, it keeps the island’s roads calmer and safer.
Instead, visitors have several alternative transportation options that are both fun and practical. Here’s what worked for us (and what didn’t).
1. Walking Around Bermuda
If you’re staying close to the port or exploring compact towns like St. George or Hamilton, walking is one of the best ways to get around. Many attractions, shops, and cafés are within easy reach.
Just be prepared—some streets are hilly, and the sun can be strong, so keep water and sunscreen handy.
2. Public Transportation – Buses & Ferries
Bermuda’s public transportation system is efficient, affordable, and perfect for cruisers.
- Bus Passes: You can buy a day pass for around $19, which includes unlimited access to buses and ferries. Single-trip fares start at about $3.50 (exact change required).
- Ferries: The ferries are scenic and convenient, especially the routes connecting the Royal Naval Dockyard with Hamilton and St. George. We loved using them—they felt like mini harbor cruises with beautiful views along the way.
Tip: Buy tickets or passes at the Visitor Service Center at the Dockyard, in Hamilton, or at the St. George terminal. No cash is accepted onboard.
3. Shuttles – Easy Beach Transportation
Right outside the Royal Naval Dockyard, you’ll find shuttle buses heading to popular beaches like Horseshoe Bay. At about $7 per person each way, they’re affordable, fast, and reliable.
Why I recommend them: On hot days, this beats figuring out bus transfers or paying for a pricey taxi.
4. Electric Vehicles – Twizy & Tazzari
One of the most unique Bermuda experiences is renting a small electric car. These two-seater vehicles, like the Twizy or Tazzari, are compact, eco-friendly, and perfect for couples.
We rented a Tazzari for $217 (24 hours, insurance included). It was fun but came with quirks—no power steering and the need to stop for charging (we plugged in at St. George).
Tip: Book early—supplies are limited, and they sell out quickly during cruise season.
5. Scooters – Think Twice
Scooters are another rental option, but I’d caution against them. Bermuda has narrow, winding roads, and accidents involving tourists aren’t uncommon.
Unless you’re an experienced scooter driver, I’d skip this and opt for an electric car or shuttle instead.
6. Taxis – Convenient but Pricey
Taxis are easy to find at major locations like the Dockyard and beaches. They’re metered, but it’s always a good idea to confirm the fare upfront.
A short trip to Horseshoe Bay, for example, can run $20–$25 each way.
Tip: If you’re exploring multiple places in a day, ask a driver about hourly rates—sometimes it’s cheaper than paying for multiple rides.
7. NCL Ferry – A Special Perk for Norwegian Guests
If you’re sailing with Norwegian Cruise Line, you’ll love this: NCL offers its own complimentary ferry between the Dockyard and St. George.
It runs 1–3 round-trip daily and is exclusively for NCL passengers. We took this ferry and found it super convenient—no tickets, no extra cost, and plenty of time saved.
8. Private Drivers & Guided Tours
For a more personalized experience, consider hiring a private driver or booking a guided island tour.
It’s a great way to learn about Bermuda’s history and culture directly from locals, and you can customize the stops to fit your interests.
Example: We saw couples booking a 3-hour wraparound island tour that covered Hamilton, Gibb’s Hill Lighthouse, and hidden beaches—something that would’ve been hard to do with buses alone.
Bonus Bermuda Activities
If you find you have a little extra time on your cruise, these hidden gems are perfect for deepening your Bermuda experience—every one is part of what makes the island so wonderfully diverse.
1. Helmet Diving – A Walk Under the Sea
Imagine walking along the ocean floor with a dry helmet keeping you completely dry. That’s exactly what helmet diving offers.
It’s like stepping into a submerged world—no snorkeling skills required, just a sense of adventure.
Practical Tips:
- Expectations: About 30–40 minutes underwater, with the full experience taking 3–4 hours.
- Footwear: Barefoot is best, as no water shoes are needed.
- Booking: Reserve your spot early via providers like Hartley’s Undersea Walk—spaces fill quickly.
2. Climb Gibb’s Hill Lighthouse
Climbing the 185 steps to the top of this historic lighthouse is absolutely worth it—360° panoramic views stretch across Horseshoe Bay, Hamilton harbor, and beyond.
Practical Tips:
- Entry Fee: Around $2.50, excellent value for the views.
- Best Gear: Wear sturdy shoes and bring water—it’s a climb, but well worth it.
- Getting There: Catch bus routes 7 or 8 and enjoy a short uphill walk, or take a quick taxi ride instead.
3. Cycle the Bermuda Railway Trail
This former railway line, now transformed into a scenic trail spanning roughly 18–22 miles, is perfect for walking or biking along Bermuda’s coast.
Its varied terrain includes paved stretches, gentle slopes, and a few raised bridges—some areas may require dismounting and walking briefly.
Practical Tips:
- Trail Sections: Divided into seven manageable segments (1–3¾ miles each) to suit all activity levels.
- Bike Type: A mountain bike or e-bike is ideal, as some paths are uneven or intersect roads.
- Safety: While mostly flat and safe during the day, avoid after-dark exploration.
4. Explore Tom Moore’s Jungle & Blue Hole Park
This lush 12-acre Walsingham Nature Reserve (locally known as Tom Moore’s Jungle) is a peaceful escape—filled with mangrove-fringed trails, hidden caves, and shimmering blue grottoes fed by subterranean water.
Practical Tips:
- Entrance: Access via Walsingham Lane off Harrington Sound Road, next to Tom Moore’s Tavern.
- Best Time: Mid-morning tends to be the quietest for a peaceful walk.
- Be Prepared: Trails are unmarked—wear good shoes and bring a light source for exploring caves.
5. Relax at Elbow Beach
While Horseshoe Bay captures the limelight, Elbow Beach is a serene alternative—plush sand, gentle waves, and a friendly, local vibe make it perfect for a relaxed beach day.
6. Discover Jacob’s Cove
Hidden near Horseshoe Bay, Jacob’s Cove opens up only at low tide. It offers tranquil snorkeling opportunities and a more private setting—ideal for slowing down and soaking in the scenery.
These bonus options showcase Bermuda’s rich layers—from nature discoveries to scenic trails, every visitor has the chance to go deeper into what makes the island so special.
Final Thoughts
Looking back, our two and a half days in Bermuda felt far too short—just enough to fall in love with the island but not nearly enough to see everything it offers.
From the pink-sand beaches to the historic streets of St. George, every moment was memorable, and it left us eager to return for a longer stay.
For us, a Bermuda cruise turned out to be the perfect balance of cost, convenience, and experience.
The ship provided comfort and value, while the overnight stays gave us plenty of time to explore at our own pace.
If you’re debating whether to cruise or fly, I’d say a cruise is hands down the best way to discover Bermuda—at least for your first visit.
